Plain-language guides for life insurance policyowners considering a life settlement.
A life insurance policy typically sells for more than its cash surrender value and less than its death benefit, with the exact price set by what competing buyers will pay. Buyers base their offers on the insured’s health and life expectancy, the premiums needed to keep the policy in force, and the death benefit, and…
Yes, you can sell a term life insurance policy through a life settlement, and convertible term policies with a death benefit of $100,000 or more draw the most interest from buyers. Whether a specific policy sells depends on the insured’s age and health, how much time is left on the term and on the conversion…
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Texas Notice: This website is not intended for life insurance policy owners or group policy certificate holders located in the State of Texas. Texas residents who hold a policy or certificate should click here.
