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Currently, 42 states and the territory of Puerto Rico regulate life settlements, affording approximately 90% of the United States population protection under comprehensive life settlement laws and regulations (1).

Much like life insurance, the state insurance departments handle the regulation of life settlements. Rescission periods, compensation disclosure requirements, licensing requirements all may vary based on the state where the policy is owned.

Jurisdiction is determined by the state of residence of the policyowner, with few exceptions.

Contact Evergreen for additional information on regulation in your state or any questions you may have.

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In order to find out if your policy is likely to qualify, please complete the following form. If you prefer to speak to someone right away or have additional questions, please call us at 877-778-7991. We can also be reached via email at

  • (1) Life Insurance Settlement Association and the US Census Bureau (2013)